INVESTMENTS WILL ULTIMATELY DRIVE YOUR QUALITY OF LIFE.
How much risk are you currently taking with your investments?
How much risk do you need to take to achieve your goals?
What broad changes need to be made in target allocation to achieve your goals?
What portfolio changes need to occur?
Do you need additional savings?
Which accounts should hold which assets for tax efficiency?
WHO SHOULD OWN EACH ASSET?
IF YOU SHOULD HAVE A CATASTROPHIC LOSS, WOULD YOU BE FORCED TO LIQUIDATE INVESTMENT ASSETS?
DO YOU KNOW ALL OF THE WAYS TO MANAGE DEBT TO KEEP YOUR COST AS LOW AS POSSIBLE? IS DEBT APPROPRIATE IN YOUR ESTATE PLANNING STRATEGIES INVOLVING FAMILY?
DO YOU KNOW THE PROS AND CONS OF A 401(k) VS. IRA, ROTH OR OUTRIGHT DISTRIBUTION?
Some plans make stretch strategies available, reducing taxation; other plans offer enhanced protection from creditors. In some cases, special tax benefits exist.
WHAT IS THE OPTIMUM STRATEGY FOR EXERCISING YOUR STOCK OPTIONS GIVEN RESTRICTIONS, VESTING SCHEDULES FOR TAX IMPLICATIONS?
ARE YOU PREPARED FOR THE NEXT STAGE IN THE EVOLUTION OF YOUR BUSINESS?
Will you sell the business during your lifetime, or will you pass it on to the next generation?
What are the tax implications of each of your succession options?
If you intend to transfer ownership of the business during your life, will you gift or sell the business to heirs, employees or a third party?
What is the business structure?
Do you have partners or key employees?
DO YOU HAVE A CURRENT, VALID AND DURABLE POWER OF ATTORNEY?
GIFTING TO CHILDREN
What is the optimal and desired timing?
Have you determined the tax benefits and/or implications of gifting assets?
HAVE YOU NAMED AN EXECUTOR/TRUSTEE?
Is the trustee properly named in all current, appropriate documents?
Have you named successors in case a trustee cannot serve?
DISTRIBUTION OF YOUR WEALTH.
Are your wishes appropriately detailed/documented?
Do you have a plan or strategy for your spouse should he or she outlive you?
Do you have special family considerations?
SECURE ACCESS TO PERSONAL DOCUMENTS AND INFORMATION.
Are your documents available to you instantly from anywhere when you travel?
Who knows all of your document locations, passwords etc.?